European Central Bank✓

RT @Lagarde: I have just informed my colleagues that I will step down as @ECB President on 7 February 2027. It has been a source of great pride to serve this institution. I thank all of those who have supported me on this journey over the past seven years.

President Lagarde has informed the Governing Council and the President of the European Council António Costa that she will step down from her position on 7 February 2027. Her successor will be appointed by the European Council in due course. Press release

Later today: watch live as ECB President Christine @Lagarde explains the latest monetary policy decisions

🇪🇸🇪🇺 We are deeply saddened by the tragic train accident in Urda. We extend our deepest sympathies to the victims, their families and the people of Spain. Together with other EU institutions, we are flying our flags at half-mast in remembrance. Europa llora con vosotros.

RT @Lagarde: I was deeply saddened to hear about the train crash in Toledo. My thoughts are with the victims, their families, the first responders and the people of Spain on this dark day.

We are aware of letters inviting people to invest their money in an alleged digital euro pilot scheme. This is a scam. If you think you have fallen victim to fraud, contact your local police

How did euro area bank lending and money supply evolve in September? How do they compare with August's figures? Find out more in the press release

We asked 159 banks about changes in their lending conditions and loan demand during the third quarter of 2026. Read our bank lending survey to find out more

In the latest SAFE, firms reported tighter bank loan interest rates and other lending conditions. Turnover increased somewhat, but profits weakened

Natural capital, such as water, forests and wetlands, is economic infrastructure. Protecting and restoring ecosystems is an investment in economic resilience, future prosperity and competitiveness, says Executive Board member Frank Elderson

The digital euro will bring the benefits of cash into the digital age: a secure form of public money that protects privacy and is accepted across the euro area, says ECB Executive Board member Piero Cipollone to @MilanoFinanza. Read the interview

Tune in today at 16:00 CET as Executive Board member Piero Cipollone and Professor @HowardJDavies discuss the digital euro and the future of money in the digital era with moderator @MarioPlatero. Follow live @festinteconomia

Stress tests cannot predict the next crisis, but they can reveal weaknesses and improve our capacity to prepare, says Supervisory Board member Patrick Montagner. As risks evolve, system-wide stress testing must become broader and more agile

What do consumers in the euro area expect will happen to inflation, their incomes, their spending, and the value of their homes 12 months from now? We’ve published the latest results of our Consumer Expectations Survey. Press release

China’s economic growth has many advantages for Europe, but more domestic consumption would benefit both China and the euro area, Chief Economist Philip R. Lane tells @XHNews. He also discusses trade, energy and AI. Read the article

Despite a rise in energy prices in 2026, the euro area economy proved resilient. This blog examines how lower vulnerability to energy shocks, policy support and the global AI upswing helped cushion the impact, and what is needed to sustain that resilience

Executive Board member Piero Cipollone: Pontes and Appia: unlocking opportunities for banks (slides)

International liquidity lines support the smooth transmission of monetary policy, says Chief Economist Philip R. Lane at the CF40-Euro50 luncheon in Shanghai. Read the speech

Has food inflation lost its bite? We explain why food inflation has fallen sharply, why new pressures are building from energy and extreme weather, and why many households are still feeling the impact of higher food prices

Can you spot a scam?   In our latest podcast episode, Catherine follows the trail of a fake ECB email to uncover how fraudsters exploit trust, create urgency and use new technologies to trick people – and what you can do to stay one step ahead.   Listen 👉