FOLD BITCOIN

Introducing Fold Reserve. Fund your Reserve inside Fold to unlock higher reward rates on eligible card purchases, bill pay, and no fee, no added spread bitcoin trading. A new account to reward your entire life. Explore Reserve in the app.

The bigger an expense is in your life, the less it tends to earn back. Rent, mortgage payments and utilities rarely earn rewards at all. Here's why rewards ended up this way, and what Fold Reserve changes.

Fold Reserve. Outperform your savings account. Your card goes everywhere, and Reserve raises the rate it earns as your tier goes up.

Rent and mortgage are the biggest bills of the month. With a Reserve balance of $5,000 or more, eligible ACH bill payments can earn bitcoin back on your first $5,000 each month.

Your card already shows up for the groceries, the bills, and everything in between. Reserve makes sure it gets something back for it.

Learn more about Reserve:

What does joining Reserve look like? Open Fold, review the available tiers, choose your target, and follow the steps in the app.

Learn more about Reserve:

Points and miles tend to be worth less by the time you use them. Fold Reserve pays rewards in bitcoin, with your tier set by a balance. Here's how it works:

Fold Reserve is stored value you buy in the Fold app. The amount of Reserve you have sets your tier. Your tier sets your reward rate on eligible spend across Fold.

Here's the full table: At $5,000, bitcoin buys and sells come with zero fees and zero added spread, and your bill payments start earning bitcoin. Card and bill pay rates go up with each tier from there.

Run your own numbers to see what you'd get back in bitcoin per year:

Fold Reserve is stored value you buy in the Fold app. The amount of Reserve you have sets your tier. Your tier sets your reward rate on eligible spend across Fold.

Here's how it works: Money in Reserve is held at FDIC-member banks and invested in Treasuries and money markets. That yield is passed straight back to you.

Reserve isn't FDIC insured. It's a separate account that sits alongside Fold's checking and savings.

Fold started from one idea: the money you spend on everyday life should help you build for later too. Here's how Reserve brings Fold back to that:

See what your balance could earn:

Read the full announcement:

Your bills add up to more than you would guess. That spending deserves more than a receipt. We've been thinking about that...

A full weekend of games! Grab the jersey, order the wings, stock the tailgate, and earn up to 12% back in bitcoin on gift cards through Sunday