Monzo 🏦

Hey everyone, for a short period today, we activated Monzo Stand-in, our fully independent backup bank while we investigated an issue affecting customers. This technical issue has been resolved, and all of our services are now back up and running. We're sorry for any inconvenience and thank you all for your patience.

We've identified some issues affecting Monzo and activated Monzo Stand-in, our fully independent backup bank. As a result, you can still make card payments, withdraw cash, freeze your card, send and receive bank transfers, and more. We're rolling out a fix and moving quickly to get full service back up and running for everyone. Thanks for your patience.

Update on our previous post: you should now be able to use the Monzo app as normal. Thanks for your patience whilst we investigated the issue!

This afternoon, we identified some issues affecting Monzo and activated Monzo Stand-in, our fully independent backup bank. As a result, you can still make card payments, withdraw cash, freeze your card, send and receive bank transfers, and more. We're rolling out a fix and moving quickly to get full service back up and running for everyone. Thanks for your patience.

RT @CoventryCityFC: Win a signed Coventry City home shirt to celebrate a Sky Blue Monday, thanks to @Monzo. 🎉 For the chance to win, submit your final score prediction of the Coventry City vs Blackburn Rovers match via the online form linked in our bio. Find out how you can enter this prize draw. ⤵️

Join the 2025 1p Saving Challenge to save £667.95 and be in with a chance to win £10,000 🎉 We’ll automatically move money from your personal account to your Challenge Pot. 1p on day one, 2p on day two, and so on. So you can ditch the pen, paper and piggybank. Join the challenge now! 💸 For a chance to win £10,000, start by 31st January 2025, and have £667.95 (excluding interest) in your Challenge Pot by 11.59:59pm on the 365th day of your challenge. UK resident. 18+. One entry per person. Monzo personal account required. Ts&Cs apply (find on the Monzo app).

Alt text: Animated text comes up on screen surrounded by pink coins twisting and spinning throughout. Text reads: Start small, save BIG, with the 2025 1p Saving Challenge. Save your way to £667.95 and a chance to win £10,000. The app does it all for you, saving 1p on day one…2p on day two…until you have £667.95 on day 365. For a chance to win £10,000, start by 31st January 2025, and have £667.95 in your Challenge Pot by 11.59pm on the 365th day of your challenge. And upgrade to Monzo Extra, Perks or Max to unlock more savings and prizes. Ready, penny, save!

YEAR IN MONZO: OUTTAKES ❌ Our writers wrote over 1,600 lines of copy, jokes and hyper-specific moods for Year in Monzo this year. But they didn’t all make the cut ✂️ So, rather than letting them go to waste, we thought we’d show you one here. Enjoy.

RT @Samversebrah: FML. Thanks, @monzo

In our defence, we wrote this in October. Back when they were still good.

@monzo you lads on the wind up? 🤣

RT @essjayarr: 😆😆😆 love you @monzo

RT @gxrethclarke: can’t get me away from those nachos tbh @cineworld @monzo

We saw real variation across the UK...

And learnt a lot along the way 👀

Twas the week before Christmas, and all through the house All the creatures were stirring, especially the mouse As the mouse’s Year in Monzo said they been to Pret 167 times, even though they said they were saving money this year.

Because there’s nothing like a little treat. Make sure you double check the app so you don't miss out!

RT @SignLiveUK: Monzo is now on SignLive! Deaf customers can make direct BSL calls, ensuring banking is simple and accessible for all. 💳💙 #SignLive #BSL #AccessibleBanking #InclusiveFinance @monzo

2024: the year of bright green, gilets and matcha lattes. Check out your own mood in the Monzo app now, with Year in Monzo.